How to Cash Out USDC to Revolut via SEPA Transfer (2025 Guide)
If you hold USDC and want to receive euros directly in your Revolut account, you can’t send crypto to Revolut’s IBAN directly. However, with XCHAINGER, you can instantly sell USDC and get EUR via SEPA transfer — fully compliant, secure, and fast.
This guide walks you step-by-step through cashing out USDC to your Revolut account using SEPA.
TL;DR
Sell USDC for EUR on XCHAINGER.
Receive the funds via SEPA transfer to your personal IBAN in Revolut.
KYC verification is required, and the Revolut account holder’s name must match your XCHAINGER account.
Transfers usually take from a few minutes (SEPA Instant) to 1 business day.
All steps can be completed online without visiting a branch.
What You Need
Revolut account with a personal EUR IBAN.
XCHAINGER account with completed KYC verification.
USDC on Ethereum (ERC20) in your wallet or exchange account.
Your exact IBAN and account holder name from Revolut.
Step-by-Step Guide
Sign in or Register on XCHAINGER
Create your account at XCHAINGER and complete KYC. Ensure your name matches your Revolut account details exactly.Create a Sell Order
Go to Sell USDC → EUR via SEPA.
Enter your Revolut IBAN and account holder name.Confirm Order Details
XCHAINGER will show you the exact amount in EUR and the deposit address for your USDC.Send Your USDC
Transfer USDC (ERC20 network) to the provided address. Double-check the network before sending.Receive Your EUR in Revolut
After network confirmations, XCHAINGER will process the exchange and send a SEPA transfer to your Revolut IBAN.
Processing Time and Fees
Time: From a few minutes (SEPA Instant) to 1 business day, depending on network load and bank processing.
Fees: Includes blockchain network fee + XCHAINGER service fee + potential bank charges (if applicable).
Common Mistakes to Avoid
Name Mismatch: The account holder’s name in XCHAINGER must exactly match your Revolut account.
Wrong Network: Send USDC only via the ERC20 network when using this method.
Incorrect IBAN: Always copy it directly from your Revolut app.
PDF Statements Only: If compliance requests documents, download an original PDF statement from Revolut (not a screenshot).
FAQ
Can I send USDC directly to Revolut?
No. You must first convert it to EUR and withdraw via SEPA. XCHAINGER handles this process securely.
Is KYC required?
Yes. Identity verification is mandatory to comply with EU AML/MiCA regulations.
What if SEPA Instant isn’t supported?
The transfer will be processed as a standard SEPA, typically arriving within 1 business day.
Can I use other cryptocurrencies?
Yes. XCHAINGER supports multiple assets — for example, you can also sell BTC to ZEN via SEPA.
Cash Out Now
Click below to start selling your USDC and receive EUR in your Revolut account today:
Sell USDC to Revolut via SEPA